Q – I’ve never purchased a home before. Where should I begin?
A – Actually, you’ve already started the process. Fact-finding and reading articles is a great way to become a smart consumer. The highest priorities to focus on before you begin searching for specific areas, neighborhoods, or homes would be to:
Q – With all the bad news about mortgage products and home foreclosures, how do I avoid making a big mistake when deciding which type of loan to select?
A – Once we meet and review your finances along with your home buying needs, you should select a lending consultant. We can recommend several trusted lending professionals or you can choose your own. Having upmost confidence in your lender is important. Be sure you feel completely at ease with them. They should speak to you in easy to understand terms. Ask lots of questions and never sign any document until you know what you are signing and feel completely at ease signing it. More and more lending professionals are recommending fixed interest rate loans and interest rates are still very attractive.
Of course, the type of loan best for you depends on several factors. Here are just a few:
Q – How do I prepare to buy a home?
The more prepared you are as you start looking for a new home, the easier and more enjoyable the process will be. The first thing to consider is your needs vs. your wants. Looking for a new home can seem overwhelming at first. There are so many things to think about, and so many choices. A small investment of time and effort right at the start will pay enormous dividends. When we work with you, we always take the time to sit down and help you organize your thoughts before you start actively looking. Making a plan will simplify the process, save you time, and help lead you to the right home!